| Mortgages and Loans made easier |
|
AustralianFinance.com | |
|---|---|---|
| HOME LOANS MORTGAGES COMMERCIAL LOANS LEASING MORTGAGE REDUCTION | ![]() |
| AustralianFinance.com is a Mortgage and Finance Broker and works for you, not the banks or other financial institutions. Using AustralianFinance.com costs no more than dealing directly with the banks, and because AustralianFinance.com works for you we are able to assess your needs and find the right mortgage or lease for you without the bias of loyalty to a particular institution. When you request our services a financial consultant will contact you to arrange a personal conference to better understand your needs. As your individual needs and circumstances are unique, an assessment based on your particular financial circumstances and requirements will be undertaken, and recommendations as to the type of loan, mortgage or lease that best suits you will be made. |
Some Loan ProductsSimple Mortgage or Home Loan - Traditional home loan with variable or fixed (one to five years)interest rate, and with little flexibility. There may be some flexibility with payments. Term 15 to 30 years.Offset Home Loan - If you can also save while paying off your mortgage, the interest earned on your savings account can be offset against the interest on your home loan. The interest differences are usually substantial and usually have little effect on your home loan. Equity Loans or Lines of Credit - This operates like an overdraft enabling you to put all your salary into your home loan but still having access to it for day to day living. By operating this account in the correct manner it is possible in many cases to pay off a home loan in six or seven years and save tens of thousands of dollars without changing your lifestyle. Most bank managers keep this one in the bottom drawer, if it is even available to them. Commercial Loans - In many cases it is possible to link your business or commercial loan with your home loan, thereby allowing more flexibility with your loan payments, and freeing up your valuable resources to reduce the principal on your loan. Leasing - Our commercial leasing contacts have access to the best rates in the marketplace. |
|
Last modified: 5th February, 2002 |